Fidelity Wealth Advisor Solutions^®

*Fidelity Wealth Advisor Solutions furnishes clients who have investable assets of $500,000 or more with introductions to advisors who meet certain eligibility criteria and may provide financial services to help manage their wealth. The program is offered as a convenience to these clients. In no event shall Fidelity's providing the names of one or more registered investment advisors (RIAs) constitute an endorsement, recommendation, or opinion as to the quality or appropriateness of the advisor or the related advisory services. Clients must conduct the evaluation and due diligence they deem necessary to determine whether an advisor and any related advisory services are suitable for their own needs. A client is under no obligation to contact or engage any advisor. Advisors are eligible to participate in this program if they represent to Fidelity that they meet nine criteria:

1. Advisor is an investment advisor registered and in good standing with the SEC and any applicable state securities regulatory authorities, or is exempt from such registration;
2. Advisor charges fee-based, asset-based, or flat rate investment advisory service fees (which may include hourly fees);
3. If Advisor offers or provides investment advisory services to investors or clients: advisor and all associated persons of advisor who manage client assets or who supervise such associated persons (collectively, "Supervisory Personnel") are, and have been during no less than ten of the immediately preceding twelve years, actively engaged in the business of managing money^† as a primary occupation. In addition, all Supervisory Personnel meet one of the following two criteria, a) have a four year college degree (B.A. or B.S.) or b) have earned a Chartered Financial Analyst designation;
4. Advisor manages a minimum of $200,000,000 in assets;
5. Advisor and Supervisory Personnel shall at all times be covered through both Errors and Omissions Liability Insurance and Fidelity Bond Coverage;
6. Advisor represents that their business model is either a Wealth Management or Investment Management Offering and makes such representation in disclosure documents;
7. Advisor will offer one or more of the following: financial planning, investment management, performance reporting, trust and estate planning, retirement income planning, tax planning, small business services, and/or corporate executive services;
8. Wealth management services will be provided to investors via advisor's in-house staff or through third-party service providers engaged through advisor; and
9. Advisor maintains a minimum of two principals or officers of the firm.

Fidelity has relied on the representations of the advisors in determining whether the criteria have been met and cannot guarantee the accuracy, completeness, or timeliness of the information provided by advisors. Advisors retain the right to accept or reject new advisory accounts.

Advisors are not affiliated with or agents of Fidelity, but advisors are clients of Fidelity and Fidelity receives compensation for the clearing, custody and other brokerage services associated with any advisory accounts held at Fidelity.

^†Managing money shall be defined as acting as a registered investment advisor or full service broker.

Clearing, custody, or other brokerage services may be provided by National Financial Services LLC, or Fidelity Brokerage Services LLC, Members NYSE, SIPC.

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