*From Kiplinger's Personal Finance magazine, November 2007. Fidelity's SimpleStart IRA is highlighted for its automatic contribution feature as beneficial to new investors.

1. Cerulli Associates. The Cerulli Edge^TM Retirement Edition, Third Quarter 2008. Based on an industry survey of firms reporting Total IRA Assets Administered for Q1 2008.
2. There is no brokerage account fee on Fidelity's Traditional, Roth, SEP, and Rollover IRAs. Fund expenses and brokerage commissions still apply. Depending on your situation, fees may include low-balance fees, short-term trading fees and account closing fees.
3. Guidance is provided by Fidelity Representatives through the use of Fidelity PortfolioPlanner^®: Portfolio Review. Portfolio Review and Retirement Income Planner are educational tools and not intended to serve as the primary or sole basis for your investment or tax-planning decisions. They were developed by Strategic Advisers, Inc., a registered investment adviser and a Fidelity Investments company, and by Fidelity Brokerage Services, Member NYSE, SIPC.
4. Portfolio Review is an investment analysis tool developed by Strategic Advisers, Inc. and offered as an educational service by Fidelity Brokerage Services LLC, member NYSE, SIPC. Strategic Advisers, Inc. may offer certain investment advisory services in Portfolio Review, as explained in the tool.
5. As of 9/30/08, 72 out of 161 funds rated 4- or 5-stars by Morningstar. Only funds with initial investment of less than $100K considered.
6. Performance of the Freedom Funds depends on that of their underlying Fidelity funds. These funds are subject to the volatility of the financial markets in the US and abroad and may be subject to the additional risks associated with investing in high-yield, small-cap, and foreign securities. Fidelity Freedom Funds are managed by Strategic Advisers, Inc., a subsidiary of FMR LLC.
7. Other fees and expenses applicable to continued investment are described in the fund's current prospectus.
8. Trades pay the base rate of $8 for online stock trades in eligible household accounts. Directed Trading orders and stock trading under $1, extended hours trades pay the base rate up to 1,000 shares plus $0.005 per share thereafter. Eligible household accounts are those which qualify for Active Trader Services. Online stock trades for others may start at $19.95; additional fees may apply to limit and stop orders. See a Fidelity commission schedule for complete details. Fidelity reserves the right to terminate an account at any time for abusive trading practices or any other reason.
9. Kiplinger's Personal Finance magazine, November 2008. Industry review of 12 leading online brokers. Results based on weighted ratings in the following categories: commissions, research and tools, commissions and fees, investment choices, ease of use, and customer service.

Fidelity Brokerage Services, Member NYSE, SIPC, 300 Puritan Way, Marlborough, MA 01752