Open an IRA

Get started with a Fidelity No-Fee1 IRA account

Open an Individual Retirement Account Online

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Open a Roth IRA   Open a Traditional IRA
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Want more information before opening your IRA?

Save the easy, affordable way

The Fidelity SimpleStartSM IRA is a simplified approach to opening a Traditional or Roth IRA. All it takes is $200 per month2. And we'll waive the standard $2,500 minimum investment when you make a commitment to your future with automatic monthly contributions into your retirement account.

  Open a SimpleStart IRA
IRA Limits and Deadlines.


Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus containing this information. Read it carefully.

  1. There is no brokerage account fee on Fidelity's Traditional, Roth, SEP, and Rollover IRAs. Fund expenses and brokerage commissions still apply. Depending on your situation, fees may include low-balance fees, short-term trading fees and account closing fees.
  2. $2,500 minimum initial deposit waived if you enroll in automatic contributions. The minimum automatic contribution is $200 per month (or $600 per quarter). Non-Fidelity funds and certain Fidelity funds are not eligible. Please ask for details. Investing in this manner does not ensure a profit or guarantee against loss.

Fidelity Brokerage Services, Member NYSE, SIPC, 300 Puritan Way, Marlborough, MA, 01752
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