IRA Checklist
Take steps now to pursue your financial goals and plan for a more comfortable retirement.
  1. Open a Fidelity Traditional or Roth IRA.
    Find out which one might be right for you.
  2. Contribute.
    Consider maximizing your contributions – $5,000 in 2008 and 2009 you can save an additional with a "catch-up" contribution of $1,000 if you're age 50 or older.
  3. Get Invested.
    Consider Fidelity Freedom Funds®1, or select from other Morningstar rated 4- and 5-star funds2.
  4. Transfer other IRAs.
    It's easy and takes only a few minutes to complete. One statement. No fees3. No surprises.
  5. Roll over old 401(k)s.
    We have a specialist team ready to help! Find out why rolling old 401(k)s to your Fidelity IRA makes sense.
  6. Sign up for Automatic Investments.
    With automatic investments you can put your Retirement Account on autopilot.
  Never forget to make your contribution again.

IRA Limits and Deadlines.


  1. Performance of the Freedom Funds depends on that of their underlying Fidelity funds. These funds are subject to the volatility of the financial markets in the U.S. and abroad and may be subject to the additional risks associated with investing in high yield, small cap and foreign securities.
  2. As of 9/30/08, 72 out of 161 funds rated 4- or 5-stars by Morningstar. Only funds with initial investment of less than $100K considered.
  3. There is no brokerage account fee on Fidelity's Traditional, Roth, SEP, and Rollover IRAs. Fund expenses and brokerage commissions still apply. Depending on your situation, fees may include low-balance fees, short-term trading fees and account closing fees. Other fees and expenses applicable to continued investment are described in the fund's current prospectus.
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