|
|
| Term life insurance is coverage for a specific period of time—for example 10, 15 or 20 years. |
|
|
|
| All 50 states and the District of Columbia |
|
|
|
| 18–70 years old |
|
|
|
|
| • |
|
A+ (superior) rating1 from AM Best |
| • |
|
A+ (strong) rating2 from Standard & Poor’s |
|
|
|
|
|
| Review the Buying Steps or call 800-642-6974. |
|
|
|
|
| • |
|
Have a need for coverage for a specific period of time, such as for income replacement during working years |
| • |
|
Seeking a lower cost insurance option |
| • |
|
Not concerned with building equity through this insurance policy |
|
|
|
|
|
| Premium payments are guaranteed3 (fixed) for the entire period of coverage (10, 15, or 20 years). For example, if you were to purchase a 20-year policy, the premium you would pay today will be the same as the premium you would pay in the 20th year. |
|
|
|
| Three primary rate types are available, based on the insured's health and risk-associated lifestyle. The levels only affect the price you pay, and do not affect the coverage. |
|
|
| • |
|
Super Preferred |
| • |
|
Preferred |
| • |
|
Standard |
|
|
|
|
|
| The minimum amount of coverage available is $250,000. |
|
| Insurance premiums can be paid4: |
|
| • |
|
Monthly |
| • |
|
Semi-annually |
| • |
|
Annually |
|
|
| Insurance premiums can be paid via: |
|
| • |
|
Check |
| • |
|
Credit card5 (MasterCard®, Visa®, American Express®) |
| • |
|
Automatic transfer from a bank or Fidelity Account®6 |
|
|
