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| Buying Steps |
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| To ensure a speedy underwriting process, don't forget to schedule your medical appointment as soon as it is convenient. The buying process for term life insurance involves the following steps:
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| Use the insurance Needs Estimator to determine your insurance needs.
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- Obtain a term life insurance quote
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- Call a Life Insurance Specialist at 800-642-6974 to request an application form and/or to ask any questions.
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A Fidelity representative will work with you over the phone or in person to start the process, explain the underwriting process, and answer questions.
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A Fidelity representative will call within two to three days to gather medical information and set up an appointment for a physical examination.
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A trained professional will visit you at a convenient location - at work or home - to conduct a no-cost examination.
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The underwriting decision will be conveyed to your Fidelity representative, who will contact you with the details. This process typically takes four to six weeks.
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| Under certain circumstances, verification of information and additional medical requirements may be necessary. A Fidelity representative will be assigned to handle all the aspects of getting your case through the underwriting process quickly and efficiently.
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