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- Types of Mutual Funds
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What are money market funds?
Money market funds invest in Treasury bills, certificates of deposit, and other stable, short-term investments. They help investors reach short-term financial goals because they usually deliver a fixed, modest return over a short period of time. Similar to bond funds, money market funds are sometimes referred to as "fixed-income" funds. Money Market funds can be a smart place to invest your cash.
Why invest in money market funds?
If you're looking for a conservative, comparatively safe investment, this may be the one. Money market funds are a smart way to balance out aggressive investments held in your portfolio. They help turn capital into steady income, and they can give you easy access to your money if you ever need it. However, past performance is no guarantee of future results.
Investor Profile
- Investment goals have a short time horizon.
- Low tolerance for risk or looking to diversify with a more conservative investment.
- Might be looking to generate fixed income.
- Needs investment to be liquid.
An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund.
Before investing, consider the fund’s investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus containing this information. Read it carefully.
