- Investment Products
- Cash Management
Make transfers between Fidelity and your bank. Wire transfers are typically completed on the same business day for brokerage accounts or within one business day for mutual fund accounts, depending on the time of day Fidelity receives your request. The funds will be considered collected immediately and are available for security purchases or withdrawal once received.
Fidelity doesn’t charge any fees for receiving wire transfers, although many banks charge fees for sending them.
Note: Electronic Funds Transfers can be a more cost–effective choice than Bank Wire for transferring money between accounts.
The fee for single domestic wire transfers to your bank is up to $15. Your bank may also charge a fee for receiving the transfer. All wires will be in U.S. dollars (unless a Foreign Currency Wire Transfer is requested).
Transfers from mutual fund accounts will occur the next business day after your request.
Wire to Your Fidelity Account
Transfers to Fidelity accounts must be initiated at the financial institution where the funds are deposited. Please provide the information below based on your account type.
| Brokerage Accounts | Mutual Fund Accounts | |
|---|---|---|
| Wire funds to: | J.P. Morgan Chase, NY | Deutsche Bank Trust Company |
| Routing number: | 021000021 | 021001033 |
| For credit to: | National Financial Services LLC | Fidelity Group of Funds |
| Account number: | 066196–221 | 00163053 |
| For the benefit of: | List all owners on the Fidelity account (For retirement accounts, also include contribution type here) | List all owners on the Fidelity account (For retirement accounts, also include contribution type here) |
| For final credit to: | Your account number (letters included if applicable) | The fund name and your account number |
| Address: | One Chase Manhattan Plaza, New York, NY 10005 |
60 Wall Street New York, NY 10005 |
Wire to a Retirement Account
When sending a wire to a retirement account, always indicate the contribution designation for the wire by including one of the following codes with the wire instructions:
| Code | Definition | Traditional & Rollover IRA | Roth IRA | SEP IRA |
|---|---|---|---|---|
| CYC | Current year contribution | Yes | Yes | |
| PYC | Prior year contribution | Yes through April 15 | Yes through April 15 | |
| ROC | 60 day rollover | Yes | Yes | Yes |
| DRC | Direct rollover from an employer plan | Yes | Yes* | Yes |
| CVC | Conversion to a Roth IRA, when funds came from a non-Roth IRA | Yes | ||
| SEP | Employer SEP IRA contributions | Yes |
*Direct rollovers into a Roth IRA can only be made from a Roth 401(k) or Roth 403(b) account.
Wire to Your Bank Account
Establish Bank Wire
Before you can request a bank wire, you must establish instructions on each account you wish to be eligible for bank wire. Download the appropriate form and complete, sign, and mail it to the address indicated to establish standing instructions on your accounts:
- For brokerage and mutual fund accounts, use the Bank Wire Form. This content will appear in a pop–up window. (PDF)
Single Bank Wire Transfers
Download the appropriate form and complete, sign, and mail it to the address indicated to make a single bank wire transfer, such as for a house closing or one–time distribution.
- For brokerage or mutual fund non–retirement accounts, use the Fidelity Non–Retirement Redemption Form. This content will appear in a pop–up window. (PDF)
- For IRAs, use the IRA Single Withdrawal Request Form Instructions. This content will appear in a pop–up window. (PDF)
- Keogh, use the Fidelity Keogh Single Withdrawal Request Form Instructions. This content will appear in a pop–up window. (PDF)
Foreign Currency Wire Transfers
Through our Fidelity FOREX Inc. subsidiary, Fidelity offers foreign exchange wires services to more than 20 currencies and at extremely competitive rates. Learn More
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