Wire Money To or From Fidelity

Make transfers between Fidelity and your bank. Wire transfers are typically completed on the same business day for brokerage accounts or within one business day for mutual fund accounts, depending on the time of day Fidelity receives your request. The funds will be considered collected immediately and are available for security purchases or withdrawal once received.

Fidelity doesn’t charge any fees for receiving wire transfers, although many banks charge fees for sending them.

Note: Electronic Funds Transfers can be a more cost–effective choice than Bank Wire for transferring money between accounts.

The fee for single domestic wire transfers to your bank is up to $15. Your bank may also charge a fee for receiving the transfer. All wires will be in U.S. dollars (unless a Foreign Currency Wire Transfer is requested).

Transfers from mutual fund accounts will occur the next business day after your request.

Wire to Your Fidelity Account

Transfers to Fidelity accounts must be initiated at the financial institution where the funds are deposited. Please provide the information below based on your account type.

Wire to a Retirement Account*

When sending a wire to a retirement account, always indicate the contribution designation for the wire by including one of the following codes with the wire instructions:

Wire to Your Bank Account

Establish Bank Wire

Before you can request a bank wire, you must establish instructions on each account you wish to be eligible for bank wire. Download the appropriate form and complete, sign, and mail it to the address indicated to establish standing instructions on your accounts:

• For brokerage and mutual fund accounts, use the Bank Wire Form. This content will appear in a pop–up window. (PDF)

Single Bank Wire Transfers

Download the appropriate form and complete, sign, and mail it to the address indicated to make a single bank wire transfer, such as for a house closing or one–time distribution.

• For brokerage or mutual fund non–retirement accounts, use the Fidelity Non–Retirement Redemption Form. This content will appear in a pop–up window. (PDF)
• For IRAs, use the IRA Single Withdrawal Request Form Instructions. This content will appear in a pop–up window. (PDF)
• Keogh, use the Fidelity Keogh Single Withdrawal Request Form Instructions. This content will appear in a pop–up window. (PDF)

Foreign Currency Wire Transfers

Through our Fidelity FOREX Inc. subsidiary, Fidelity offers foreign exchange wires services to more than 20 currencies and at very competitive rates. Learn More

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