Electronic Funds Transfer (EFT)

Electronic Funds Transfer (EFT) is an easy, convenient, and secure way to transfer money online between your bank and Fidelity.

Easy

• Sign-up online - it only takes a few minutes
• Transfer money online - when you need it for investments purposes or everyday spending

Convenient

• No need to use deposit slips, buy stamps or mail checks
• Transfers completed as early as the same business day¹
• Save time by scheduling recurring transfers from your bank to Fidelity using Automatic Investments

Secure

• Transfers between your bank and Fidelity are processed via the Automated Clearing House (ACH) network

Free

• Service is free of charge²

To enroll online

To establish the electronic funds transfer service online you need to provide your bank's:

1. Nine digit routing number (also known as the ABA number)
2. Account number

This information is typically located on the bottom of your check. Some banks use different numbers for EFT so you may want to verify with your bank.

To apply by mail

To apply by mail, download the appropriate form, complete, sign, and mail it to the address indicated on the form

• Non-Retirement Account form (PDF). This content will appear in a pop-up window.
• IRA Account form (PDF). This content will appear in a pop-up window.
• College Savings Plan form (PDF). This content will appear in a pop-up window.
• Annuity Services Direct Deposit/Annuity Builder form
• Health Savings Account (HSA) (PDF). This content will appear in a pop-up window.