Fidelity Rewards American Express® Cards

Invest in your future with everyday purchases.

  • Turn 2% of purchases into a deposit in your Fidelity account 1
  • No limits on cash rewards
  • No annual fee

With this card you can automatically contribute to virtually any Fidelity account, including a Fidelity IRA, or a Fidelity 529 account. How rewards work

Three cards, one great offer

Choose a card that allows your rewards to be directed toward your savings goals. Enjoy the flexibility to redirect your rewards to virtually any Fidelity account at any time, or split rewards among multiple accounts. Frequently Asked Questions about the card

This hypothetical is for illustrative purposes only and is not intended to predict or project the performance of any investment security. Before you start, you should review the assumptions for this calculator.

Fidelity Investment Rewards card.Side text

Fidelity® Retirement Rewards American Express® Card

Fidelity Retirement Rewards card.Earn 2% on purchases with the option to contribute to your Fidelity IRA as a current year contribution and the money will have the potential to grow tax-deferred toward your retirement savings goal.

  • Apply OnlineOpens in new window.
  • Apply by phone: Call 866-598-4971
    (Reference priority code UAASTL)

Fidelity® Investment Rewards® American Express® Card

Earn 2% on purchases to invest into your Fidelity account. Connect it to a mySmart Cash Account ® or brokerage account. Earn rewards by using your card for regular expenses, like gas and groceries.

  • Apply OnlineOpens in new window.
  • Apply by phone: Call 866-598-4971
    (Reference priority code UAASTS)

Fidelity Investments 529 College Rewards® American Express® Card

529 College Rewards card.Earn 2% on purchases to invest in one or more Fidelity 529 accounts, and the money will have the potential to grow tax-deferred toward your college savings goal. Family members can link cards to your Fidelity-managed 529 account – great for grandparents.

  • Apply Online Opens in new window.
  • Apply by phone: Call 866-598-4971
    (Reference priority code UAAST6)

ADDITIONAL CARD BENEFITS

  • 24-hour customer service
  • 0% fraud liability and identity theft recovery service
  • Retail purchase protection for merchandise
  • Travel and emergency assistance including car rental loss and damage insurance

For information about the rates, fees, other costs, and benefits associated with the use of this credit card, or to apply, click on an Apply link above and refer to the disclosures accompanying the online credit card application, or call FIA Card Services toll-free at 1-866-598-4971. This credit card program is issued and administered by FIA Card Services, N.A., which is not an affiliate of Fidelity Investments.

  1. Customers earn 2 points for each $1 in net retail purchases. Once you reach 5,000 points, they can be redeemed automatically or on demand for cash at a 1% exchange rate into an eligible Fidelity account (i.e. 5,000 points = $50 deposit). The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Additional restrictions apply. Full details appear in the Program Guidelines (PDF) This page will open in a popup window.. This page will open in a popup window.

Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a Card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.

American Express is a federally registered service mark of American Express and is used by issuer pursuant to a license.

Note that the cards accrue points which can be redeemed for a variety of rewards, one of which is Fidelity Rewards.
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See how Fidelity Rewards work

Use your credit card for all your everyday purchases. You'll earn 2 points for each $1 you spend in net retail purchases. You have the option to set up automatic point redemptions for deposit in your eligible, designated Fidelity account. Provide your Fidelity account number when you apply. You can add additional accounts at FIACardServices.com. Watch your points turn into investment dollars. Once you reach 5,000 points, points can be automatically converted into a deposit in your eligible designated Fidelity account. (5,000 points = $50 deposit)