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Fidelity® 529 College Rewards® American Express® Card

Save more towards your college savings using rewards from everyday purchases.

Apply Now for the Fidelity Investments 529 College Rewards® American Express® Card
Earn Rewards
  • Every time you use your Card, 2% of the purchase can be deposited into the account of your choice.1
  • Rewards can be deposited into your Fidelity-Managed 529 Account or any other eligible Fidelity account.1, 2
  • Direct all your rewards toward one account, or split them among multiple accounts.
Additional Card Benefits 3
  • No limits on rewards
  • No annual fee4
  • 24-hour customer service
  • Zero liability fraud protection and identity theft recovery service
  • Retail purchase protection for merchandise
  • Travel and emergency assistance, including car rental loss and damage insurance
More Information Frequently Asked Questions
How Fidelity Rewards Work

How Fidelity Rewards Work

Earn 2 points for each $1 spent on eligible Card purchases. For every 5,000 points converted, you get $50.

To set up automatic point redemptions, provide your Fidelity account number when you apply for this Card. You can add additional accounts at FIACardServices.com.

Calculate your Hypothetical Rewards

Card Purchases $ yearly
Cash Rewards $240
Invested each year at %
for years
Potential Growth $2,916

*This hypothetical is for illustrative purposes only and is not intended to predict or project the performance of any investment security. Before you start, you should review the assumptions for this calculator.

1 Customers earn 2 points for each $1 in net retail purchases. Once you reach 5,000 points, they can be redeemed automatically or on demand for cash at a 1% exchange rate into an eligible Fidelity account (i.e., 5,000 points = $50 deposit). The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Additional restrictions apply. Full details appear in the Program Guidelines new card customers receive with their card.

2 Eligible registrations include all non-retirement registrations. Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, and all Fidelity-Managed 529 Plans are also eligible. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card.

3 Certain restrictions apply to each benefit. Details accompany new account materials.

4 For information about the rates, fees, other costs, and benefits associated with the use of this credit card, or to apply, click on an Apply Now link above and refer to the disclosures accompanying the online credit card application, or call FIA Card Services toll-free at 866-598-4971. This credit card program is issued and administered by FIA Card Services, N.A., which is not an affiliate of Fidelity Investments.

Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a Card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.

American Express is a federally registered service mark of American Express and is used by issuer pursuant to a license.

Note that the Cards accrue points that can be redeemed for a variety of rewards, one of which is Fidelity Rewards.

PDFs require Adobe® Reader®

Apply by Phone

To apply by phone, call 866-598-4971 (Reference priority code VABBUC)

Fidelity® Cash Management Account

Learn how the Fidelity Cash Management Account and its full range of features, including checkwriting, can complement your existing Fidelity accounts.

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