Select an Annuity

Select the type of annuity you'd like to set up from the list below.

Tax-Deferred Annuity

A tax-deferred annuity can provide additional tax-deferred savings for retirement beyond your 401(k) and IRA contributions.


A tax-deferred annuity allows you to invest in a wide range of investment options. The Fidelity Personal Retirement Annuity1 also offers a choice of professionally managed single fund solutions. Your returns are dependent on the performance of the underlying investment options.

A tax-deferred fixed annuity preserves your accumulated savings. If you want protection from market volatility, a fixed annuity is an excellent choice because it guarantees2 a fixed rate of return along with tax-deferred compounding.

Income Annuity

An income annuity converts a portion of your retirement savings into an immediate stream of income guaranteed for as long as you, or you and your spouse, live.


A variable income annuity provides lifetime income with growth potential to help address inflation. You have the ability to choose from a wide range of investments, including professionally managed Fidelity single fund solutions.3

A fixed income annuity can create a reliable retirement paycheck with pension-like income payments that never change and provide guaranteed income for life.
  1. In New York, Personal Retirement Annuity.
  2. Guarantees are subject to the claims-paying ability of the issuing insurance company.
  3. Fidelity single fund solutions are managed by Strategic Advisers®, Inc., a subsidiary of FMR LLC.

Principal value, income payments, and investment returns of a variable annuity will fluctuate and you may have a gain or loss when money is received or withdrawn.

Taxable amounts withdrawn from an annuity prior to age 59˝ may be subject to a 10% IRS penalty.

Before investing, consider the investment objectives, risks, charges and expenses of the annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus containing this information. Read it carefully.

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