Fidelity Retirement Income Advantage^®

Whether you use our online tools or meet with a Retirement Representative by phone or in an Investor Center, we work with you at no cost to help you create a plan to make your retirement savings last.

We can help you create a retirement income plan that gives you an investing and spending strategy so you can feel confident about living the retirement you want.

Get Started

First, use the Retirement Income Planner* to get the picture of whether your anticipated expenses, your sources of income, and your current investment strategy will help you live the retirement you envision. You'll receive an analysis of your situation, including how likely it is that your money will last throughout your retirement, and an action plan of steps you can take to put your plan into motion.

This analysis can help you see where you stand against five key risks to your retirement income.

Create an Investment Strategy

Investing for retirement doesn't stop the day you retire – these days, "retirement" can last as long as 30 years or more.

A strong retirement plan includes investments for the short term – income today – as well as investing for the long term – your life 10, 20, or even 30 years from now.

Look to Fidelity's highly rated mutual funds, money management services, and insurance strategies to create your plan. We'll help you get set up, and to stay on track.

*The tool's illustrations result from running a minimum of 250 hypothetical market simulations. The market return data used to generate the illustration is intended to provide you with a general idea of how asset mixes have performed historically. Our analysis assumes a level of diversity within each asset class consistent with a market index benchmark that may differ from the diversity of your own portfolio. Please note that the projections do not reflect the impact of any transaction costs or management and servicing fees (except variable annuities); if these had been included, the projected account balances would have been lower. IMPORTANT: The projections or other information generated by Fidelity’s Retirement Income Planner regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.