Financial Aid & Scholarships

You've done a great job saving for your child's education-now it's time to plan how you're actually going to pay for it. The prospect of paying for college may seem intimidating, but with proper planning, it doesn't have to be. Here are some simple ways to get started.

Search & Apply for Financial Aid & Scholarships

Research federal financial aid
- Learn more about federal financial aid from the U.S. Department of Education . This page will open in a popup window..
- Look up the Federal School Codes . This page will open in a popup window. for schools your child wants to attend. You'll need these to complete your applications.
Fill out the Free Application for Federal Student Aid (FAFSA) and the CSS Profile
- Obtain a Personal Identification Number (PIN) . This page will open in a popup window.
- Complete the FAFSA . This page will open in a popup window..This is the primary financial aid application for most colleges and universities.
- Private schools may require that you complete the CSS PROFILE^® . This page will open in a popup window. . The CSS website will list which schools require this form.
Research state financial aid opportunities
Research scholarships

Find out about scholarships and other financial aid opportunities at Finaid.org . This page will open in a popup window.

How Much of My Child's Tuition Am I Expected to Pay?

Your share is called your Expected Family Contribution (EFC). Based on an analysis of your annual adjusted gross income and assets, EFC accounts for and factors in grants, loans, and work-study programs for which your child qualifies and financial aid you can expect to receive. Finaid.org . This page will open in a popup window. can help you estimate your EFC.

How Your Family Contribution is calculated. This chart explains how your expected family contribution is calculated. It adds parental income, parental assets, student income, and student assets to arrive at your Expected Family Contribution, the amount of tuition you are expected to pay. Parental Income is 22% to 47% of your Adjusted Gross Income. Parental Assets are 3% to 5.6% of your non-retirement assets, including 529 savings plans and brokerage/mutual fund accounts. Student Income is 50% of your child's income over $5,250. Student Assets are 20% of your child's assets, including UGMA/UTMA accounts, and other savings.

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College Planning

Saving For College

529 College Plans

Plan Performance

Financial Aid

Search & Apply for Financial Aid & Scholarships

Research federal financial aid

Fill out the Free Application for Federal Student Aid (FAFSA) and the CSS Profile

Research state financial aid opportunities

Research scholarships

How Much of My Child's Tuition Am I Expected to Pay?

	College Planning Saving For College Compare Options Financial Aid College Planner 529 College Plans Fidelity Managed Plans 529 Fact Sheet Investment Options FAQs Account Management Open a 529 Account Plan Performance (AZ) Fidelity Arizona College Saving Plan (DE) Delaware College Investment Plan (MA) U.Fund College Investing Plan (NH) UNIQUE College Investing Plan		Financial Aid
			You've done a great job saving for your child's education-now it's time to plan how you're actually going to pay for it. The prospect of paying for college may seem intimidating, but with proper planning, it doesn't have to be. Here are some simple ways to get started. Search & Apply for Financial Aid & Scholarships Research federal financial aid Learn more about federal financial aid from the U.S. Department of Education . This page will open in a popup window.. Look up the Federal School Codes . This page will open in a popup window. for schools your child wants to attend. You'll need these to complete your applications. Fill out the Free Application for Federal Student Aid (FAFSA) and the CSS Profile Obtain a Personal Identification Number (PIN) . This page will open in a popup window. Complete the FAFSA . This page will open in a popup window..This is the primary financial aid application for most colleges and universities. Private schools may require that you complete the CSS PROFILE^® . This page will open in a popup window. . The CSS website will list which schools require this form. Research state financial aid opportunities Research scholarships Find out about scholarships and other financial aid opportunities at Finaid.org . This page will open in a popup window. How Much of My Child's Tuition Am I Expected to Pay? Your share is called your Expected Family Contribution (EFC). Based on an analysis of your annual adjusted gross income and assets, EFC accounts for and factors in grants, loans, and work-study programs for which your child qualifies and financial aid you can expect to receive. Finaid.org . This page will open in a popup window. can help you estimate your EFC.