Before investing, consider the funds’ investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus containing this information. 1 Withdrawals from 401(k)s are not allowed unless a "trigger" event has occurred such as separation from service, disability, or for some plans, turning age 59 1/2. Cash and certain "in-kind" distributions from 401(k)s and Traditional IRAs are subject to ordinary income taxes at the time of distribution and may also be subject to a 10% penalty if you are under 59 1/2. 2 Although Fidelity does not charge a fee, assets in your 401(k) may be subject to redemption, liquidation or other fees when sold or distributed. Other fees and expenses applicable to continued investment are described in the fund’s current prospectus. Check with your Plan Administrator for details. 3 Guidance is provided by Fidelity Representatives through the use of Fidelity’s suite of guidance tools. These tools are educational tools and not intended to serve as the primary or sole basis for your investment or tax-planning decisions. |
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| Fidelity Brokerage Services, Member NYSE/SIPC, 300 Puritan Way, Marlborough, MA 01752 | 438370 | |
DBB 08/28/06 62550 p01 r01 |
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