† For information about rates, fees, other costs and benefits associated with the use of this card, see Terms and Conditions within online application. Customers earn 2 points for each $1 in net retail purchases. Once cardholders reach 5,000 points, they can be redeemed automatically or on demand for cash at a 1% exchange rate into an eligible Fidelity account. (i.e. 5,000 points = $50 deposit). Additional restrictions apply. Details accompany new account materials. This credit card program is issued and administered by FIA Card Services, N.A., which is not an affiliate of Fidelity Investments. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a Card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.

1. Eligible registrations include all non-retirement registrations, Traditional IRA, Roth IRA, Rollover IRA, SEP IRA and all Fidelity–managed 529 Plans are eligible. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines document.
2. Certain restrictions apply to each benefit. Details accompany new account materials.