The Fidelity® Retirement Rewards American Express® Card

A credit card that lets your everyday spending help you save more toward your retirement goals.

  • Turn 2% of purchases into a contribution for your Fidelity IRA1
  • No limits on cash rewards
  • No annual fee

 How Fidelity Rewards Work

  • You'll earn 2 points for each $1 you spend on purchases
  • Reach 5,000 points after you make $2,500 in purchases, and $50 can be automatically swept into your Fidelity IRA as a current year contribution or into another eligible Fidelity account²
  • Enjoy more flexibility with additional WorldPoints® rewards options, including travel, merchandise, and other rewards

 Card Benefits

  • 24-hour customer service
  • 0% fraud liability and identity theft recovery service
  • Retail purchase protection for merchandise³
  • Payment flexibility: pay in full or over time
  • Travel security benefits including car rental loss & damage insurance and travel accident insurance³ 
  1. For information about the rates, fees, other costs, and benefits associated with the use of this credit card, click on Apply now and refer to the disclosures accompanying the online credit card application, or call FIA Card Services toll-free at 1-866-598-4971. Customers earn 2 points for each $1 in net retail purchases. Once cardholders reach 5,000 points, they can be redeemed automatically or on demand for cash at a 1% exchange rate into an eligible Fidelity account. (i.e. 5,000 points = $50 deposit). Additional restrictions apply. Details accompany new account materials. This credit card program is issued and administered by FIA Card Services, N.A., which is not an affiliate of Fidelity Investments. WorldPoints is a federally registered trademark of FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by issuer pursuant to a license. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a Card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.
  2. Eligible registrations include all non-retirement registrations, Traditional IRA, Roth IRA, Rollover IRA, SEP IRA and all Fidelity–managed 529 Plans are eligible. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines document.
  3. Certain restrictions apply to each benefit. Details accompany new account materials.

Fidelity® Retirement Rewards American Express® Card

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Apply by phone call
866-598-4971 (Please mention priority code UAASTL)