Fidelity Investments 529 College Rewards® American Express® Card

Fidelity Credit Card

Save more for college through everyday purchases.

  • Turn 2% of purchases into a deposit in your designated Fidelity-managed 529 plan accounts
  • No limits on cash rewards
  • No annual fee
  •   Apply now online or call 866-598-4971. (Please mention priority code VAA3WT)

See how Fidelity Rewards work

With this Card you can automatically contribute to your designated Fidelity-managed 529 account. Cards can also be linked to a friend or family member's designated Fidelity-managed 529 account, making this Card a great option for grandparents.

  1. Use your Card for all your everyday purchases. You'll earn 2 points for each $1 you spend.
  2. Set up automatic redemption to your designated Fidelity-managed 529 account. Provide your Fidelity account number when you apply. You can also add additional accounts online at fiacardservices.com.
  3. Watch your points turn into college savings. Once you reach 5,000 points, or $2,500 in purchases, points can be automatically converted into a deposit in your designated Fidelity-managed 529 account (5,000 points = $50 deposit).
  4. Enjoy flexibility in using your points. You can redeem points for a deposit into other eligible Fidelity accounts, or for travel on major U.S. airlines with no blackout dates, brand-name merchandise, gift certificates, experience rewards, and more.

Additional Card Benefits

  • 24-hour customer service
  • Zero fraud liability and identity theft recovery service
  • Retail purchase protection for merchandise1
  • Travel and emergency assistance including car rental loss and damage insurance1
FAQs About the Fidelity Investments 529 College Rewards® American Express® Card
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Open a Fidelity Investments 529 College Rewards® American Express® Card

For information about rates, fees, other costs and benefits associated with the use of this card, see Terms and Conditions within online application. This credit card program is issued and administered by FIA Card Services, N.A., which is not an affiliate of Fidelity Investments. Customers earn 2 points for each $1 in net retail purchases. Once you reach 5,000 points, they can be redeemed automatically or on demand for cash at a 1% exchange rate into an eligible Fidelity account (i.e. 5,000 points = $50 deposit). The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Additional restrictions apply. Full details appear in the Program Rules (PDF). Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a Card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.

  1. Certain restrictions apply to each benefit. Details accompany new account materials

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917