Expect Fidelity's Best

Private Client Group gives you an Account Executive and dedicated Private Client Group team who know your financial situation. This premier program also offers you guidance, broad–ranging products and solutions, and exclusive access to Fidelity’s investment professionals – all at an outstanding value.

Your Relationship with Fidelity

Your Account Executive

Your Account Executive is committed to helping you build, manage, and preserve your wealth. With a thorough understanding of your investment needs, your Account Executive will provide overall guidance regarding your investment portfolio.

Manage your assets

Supporting your Account Executive is a team of associates who are available to help you with all your transactions, including answers to trading questions, general account information, navigation support for Fidelity.com, and resolution of service requests.

Interact your way

Your team ensures you have the flexibility you desire, working with you according to a schedule you choose, monthly, quarterly, semi–annually, or annually.

Choose the level of investment guidance you receive

You can manage your portfolio on your own (using Fidelity as a sounding board), allow us to provide active investment guidance, or permit us to manage your money for you.

Relationship Image

Guidance and consultative services

In addition to the guidance you receive from your Account Executive, there is a wealth of information and online tools to help with your planning.

Investment reviews

Identify ways to help maximize your investment opportunities with a Portfolio Review1.

Retirement income planning

Take advantage of the tools and resources available at Fidelity’s Retirement Resource Center.

Estate planning analysis

Protect and preserve your wealth, and control its distribution with Estate Planning Basics.

Wealth transfer strategies

Provide lifestyle continuity, fund an education, or ensure the well–being of a spouse through Fidelity Personal Trust.

Equity compensation analysis

If you’re eligible for equity compensation, your Private Client Group Team can provide a Stock Plan Investments Analysis Report to help you evaluate your equity compensation holdings, analyze the risks and rewards and determine when to exercise your options

Charitable planning

Integrate your charitable giving into your financial plan with The Fidelity Charitable Gift FundSM2.

Life insurance consultation

To help you create or transfer an estate to your loved ones after you’re gone, Fidelity offers you access to diverse life insurance products. If you’re also concerned with building flexibility into your plan for long–term custodial care, your Account Executive can help you understand your long–term care insurance options.

Guidance image

Diverse products and solutions

Mutual funds

Access more than 4,500 Fidelity and non–Fidelity mutual funds, ranging from low–cost index funds, to more specialized products such as international and sector funds, as well as ETFs and AMT–Free funds.

Brokerage and trading

Experience the benefits of equity trading at Fidelity and enjoy our lowest pricing on trades, as well as free research, stock tools and alerts, and advanced trading tools.

Professional portfolio management

Receive active, ongoing portfolio management with Fidelity® Personalized Portfolios1.

For more customized portfolio management, advice, and specialized products, your Account Executive can help you find an independent registered investment advisor through Fidelity Wealth Advisor SolutionsSM2.

Fixed–income

Experience pricing transparency,3 a wide range of bonds, and customized strategies including bond laddering. Work with your Account Executive or visit our Fixed–Income Center to select from over 15,000 individual bonds and CDs.

Special offerings

Receive access to alternative investments and private offerings (Note: you must qualify for this benefit).

Cash management

Short–term investment solutions to help you balance liquidity needs with investment returns.

Variable and income annuities4

Help grow your assets tax efficiently for the long term, or generate guaranteed lifetime income.5

College investing

Explore various college investment options, including Fidelity managed 529 College Savings Plans, which may offer income, gift, and estate–tax benefits.

Products image

Special pricing and entitlements

Receive uncommon services and benefits that further support your financial needs and extend the advantages of this exclusive program.

Fidelity’s lowest pricing

No annual fee online trades,1 competitive margin rates,2 and waivers of certain fees.

Access to advanced trading tools

Including Active Trader Pro®3 to help you trade faster, better and smarter.

Expedited resolutions of any service issues you may have.

Exclusive publications

Including Fidelity + quarterly magazine and a monthly e–newsletter — both designed exclusively for high–net–worth individuals.

Exclusive invitations

Offering you unparalleled insights when you participate in a range of complimentary events, including special meetings with portfolio managers, conference calls with market strategists, and forums with nationally known financial experts.

Entitlements image
  1. Fidelity Private Client Group® program membership is generally available to investors whose eligible retail household relationship assets are over $1 million, of which at least $500,000 is registered under the same Social Security number (SSN) or tax identification number (TIN) or which list the same SSN or TIN for the custodian of a Uniform Gifts/Transfers to Minors Act Account. Eligible Fidelity retail accounts generally include those maintained by Fidelity Service Company, Inc. or Fidelity Brokerage Services, LLC or which are held in Portfolio Advisory Services accounts (excluding assets maintained through workplace retirement saving plans record kept by Fidelity, such as 401(k) or 403(b) plan assets). Household relationship assets will be determined by aggregating the assets of eligible retail accounts held by the investor and their immediate family members who reside at the same address.

Qualification criteria (e.g., asset level) for the Fidelity Private Client Group® program are subject to periodic review by Fidelity and may change at any time. Fidelity reserves the right to discontinue membership in any program or reassign clients, without prior notification, to the appropriate program tier if clients fail to continue to meet the applicable qualification criteria. Fidelity reserves the right to amend or cancel selected features and benefits at any time without prior notification. In addition, ongoing access by any particular customer to individual products and services is subject to periodic review and may be restricted based upon criteria established solely by Fidelity. While the Fidelity Private Client Group program is a complimentary program, some underlying products and services may charge fees and expenses. Fidelity does not guarantee any level of service.

Guidance provided by Fidelity is educational in nature, is not intended to serve as the primary or sole basis for your investment or tax–planning decisions.

  1. Portfolio Review is an educational tool
  2. The Fidelity Charitable Gift Fund ("Fund") is an independent public charity with a donor–advised fund program. Various Fidelity companies provide non–discretionary investment management and administrative services to the Gift Fund. Charitable Gift Fund is a service mark of the Trustees of the Fidelity Investments Charitable Gift Fund. Fidelity is a service mark of FMR LLC, used by the Gift Fund under license.

Before investing, consider the fund’s or annuity’s investment objectives, risks, charges and expenses. Contact Fidelity for a prospectus containing this information. Read it carefully.

  1. Fidelity® Personalized Portfolios is a service of Strategic Advisers, Inc., a registered investment adviser and a Fidelity Investments company. Fidelity® Personalized Portfolios may be offered through the following Fidelity Investments companies: Strategic Advisers, Inc., a registered investment adviser; Fidelity Personal Trust Company, FSB ("FPT"), a federal savings bank; or Fidelity Management Trust Company ("FMTC"). Non-deposit investment products and trust services offered through FPT and FMTC and their affiliates are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency, are not obligations of any bank, and are subject to risk, including possible loss of principal. This service provides discretionary money management for a fee.
  2. The advisor charges fee–based, asset based or flat–rate investment advisory service fees (which may include hourly fees).
  3. Detailed and historical trade pricing information is provided by the Municipal Securities Rulemaking Board (MSRB) and the NASD’s Trade Reporting and Compliance Engine (TRACE) for municipal and corporate bonds, respectively. Regarding pricing transparency, Fidelity is leading the way by providing readily available MSRB and TRACE trading information to individual investors.
  4. Annuities and life insurance policies are issued by Fidelity Investments Life Insurance Company and in NY, Empire Fidelity Investments Life Insurance Company®. Some annuities and insurance policies are issued by third–party carriers. Fidelity Brokerage Services, Member NYSE, SIPC, and Fidelity Insurance Agency, Inc., are the distributors.
  5. Guarantees are subject to the claims–paying ability of the issuing insurance company.
  1. Fidelity's $7.95 flat commission applies to online trades on all U.S. equity securities and does not apply to foreign stock transactions or restricted securities transactions. Additional fees may be charged on orders that require special handling. Commission schedules may vary for employee stock plan services transactions. A minimum deposit of $2,500 is required to open most Fidelity brokerage accounts. Waivers may apply.
  2. Margin trading entails greater risk and is not suitable for all investors. Please assess your financial circumstances and risk tolerance prior to trading on margin. Margin credit is extended by National Financial Services, Member NYSE, SIPC.
  3. Fidelity Active Trader Pro is available to Private Client Group customers. Included in this access is streaming quotes, time and sales, Dow Jones News, and Level II quotes. Some features, such as directed trading, Wealth–Lab Pro™, and OptionTrader Pro require a certain level of trading activity. Directed trading and Wealth–Lab Pro are available to investors who trade extensively (120+ times per year) and have an advanced level of trading expertise. OptionTrader Pro requires an average of 250 contracts per month. For more information, visit Fidelity.com/atp or call your Private Client Group Account Executive.
Open an Account

© 1998 – 2012 FMR LLC.

All rights reserved.