About Trading Authorization

A designated person such as a spouse or advisor can be granted either limited trading authority or full trading authority on an account.

Full trading authorization gives a designated person the power to place orders in an account, request disbursements, and/or to make inquiries concerning the account, such as obtaining account balances.

To give another party full trading authorization on your account, download, complete, and sign the appropriate form:

Limited trading authorization gives a designated person the power to place orders in an account and/or to make inquiries concerning the account, such as obtaining account balances, but not to request disbursements.

To give another party limited trading authorization on your account, go to Account Access Rights or download, complete, and sign the appropriate form:

Annuity Contracts – Forms to establish access rights are available at the following link: Annuity Service Forms.

The three levels of authorization are:

  • Inquiry Access
  • Limited Trading Authorization (Trading Authorization)
  • Power of Attorney

Be sure to select the form appropriate for your annuity and state.

Limitations

  • Custodial accounts (for minor and trust accounts) – trading authorization can only be given to a registered investment firm, advisor, or bank trust department.
  • Business accounts – full trading authorization can only be granted by controlling individuals to persons designated in a corporate resolution who have been certified within the last 60 days or to financial advisors.
  • Retirement accounts – full trading authorization is not available for Fidelity Retirement Plan (Keogh) and defined benefit, non-prototype retirement, custodial, estate, conservator, and escrow registrations.