Taxable amounts withdrawn from an annuity prior to age 59½ may be subject to a 10% IRS penalty.

Annuities are issued by Fidelity Investments Life Insurance Company and in New York by Empire Fidelity Investments Life Insurance Company®, New York, NY. Fidelity Brokerage Services, Member NYSE, SIPC, and Fidelity Insurance Agency, Inc., are the distributors. Some annuities are issued by third party insurance carriers which are not affiliated with any Fidelity Investments company and are distributed by Fidelity Insurance Agency, Inc. The contract's financial guarantees are solely the responsibility of the issuing insurance company.

Customer Service
Open an Account
Open and fund an account in as little as 15 minutes. Most Requested Accounts All Accounts Retirement General Investing and Trading Education Charitable Giving & Estate Planning Life Insurance & Annuities Retirement Rollover IRA Learn More Move your 401(k) or rollover account from another institution to a no-fee IRA. Download application  |  Open Online Roth IRA Learn More Grow your money tax-free with our no-fee IRA. Download application  |  Open Online Traditional IRA Learn More Grow your money tax-deferred in a no-fee IRA. Download application  |  Open Online SimpleStartSM IRA Learn More Open a traditional or Roth IRA with as little as $200/month. Download application  |  Open Online Inherited IRA Learn More Preserve the tax advantage of an IRA you have recently inherited. Download application SEP-IRA Learn More Set up a workplace savings plan for the self employed or small business of any size. Download application  |  Open Online Self-Employed 401(k) Learn More Save more for retirement through a 401(k) savings plan (for those who are self-employed without employees). Download application SIMPLE-IRA Learn More Create a business retirement plan for businesses with up to 100 employees. Download application 401(k) Plan for Large Business Learn More Open a retirement plan with higher contribution limits and more plan features. Top General Investing & Trading The Fidelity Account® Learn More Invest your goals with this flexible, full featured brokerage account. Download application  |  Open Online The Fidelity Account® plus mySmart Cash Account® Learn More Open Fidelity's full featured brokerage account together with an FDIC Insured mySmart Cash Account - offering free online bill pay, free checkwriting and free ATMs. Open Online The mySmart Cash Account® Learn More Get great interest rates, FDIC insurance and easy cash management, without the fees. Download application  |  Open Online The Fidelity Account® for Businesses Learn More Open a full-featured brokerage account, for your business needs. Download application Top Education 529 College Savings Learn More Save for college by growing earnings tax-deferred. Download application  |  Open Online Custodial Account Learn More Create an account to invest on behalf of a minor. Download application  |  Open Online Top Charitable Giving & Estate Planning Fidelity® Charitable Gift FundSM Learn More Get an immediate tax deduction while supporting your favorite charities. Go to Site Fidelity Private Foundation Services® Learn More Manage your private foundation through our administrative and support services. Go to Site Trust Learn More Invest and manage a brokerage account on behalf of an established trust. Download application Estate Learn More Invest and manage a brokerage account on behalf of an estate. Download application Non-Trust Fiduciary Learn More Invest and manage a brokerage account on behalf of a fiduciary. Download application Top Life Insurance & Annuities Fidelity Investments Life Insurance Company Learn More Ensure your beneficiaries are protected immediately in the event of your death. Tax-Deferred Annuity Learn More Supplement your existing retirement strategy with additional tax-deferred savings. Income Annuity Learn More Guaranteed income for life with our professionally managed lifecycle funds. Top	Need help choosing an account? Already started an online application? Let us manage your account for you Fidelity Portfolio Advisory Services Our investment professionals manage your account, using a model portfolio created with your financial goal in mind. Find out more.
Copyright 1998–2009 FMR LLC All rights reserved. Terms of Use Privacy Security Site Map