Change Account Ownership/Registration - including death of an account owner, divorce or legal separation.


Accounts & Trade > Update Accounts/Features >

	Account Ownership

Account Features

Use this page to change an account's registration or to update account owner information.

Follow the instructions below to:


	Change Account Registration or to update the account owner(s)

	Make changes due to Death of an Account Owner

	Make changes due to Divorce or Legal Separation

Change Account Registration

	To change the account registration add/remove an account owner:


	•	Choose, print, complete, and sign the Fidelity form(s) for your account type.

	•	Review the instructions provided for any document and signature guarantee requirements.

	•	Return all materials to:

		Fidelity Investments Account Reregistration Services PO Box 770001 Cincinnati, OH 45277–0039

	Brokerage Account


	•	Fidelity Account^® Change of Registration form (PDF) – change the registration on an existing account and establish a new account to receive the transfer.

		If you prefer, you can Open an Account online. Once you receive your new account number, complete the Transfer between Fidelity Accounts form.

	•	Transfer Between Fidelity Accounts form (PDF) – transfer between two existing Fidelity accounts.

	Mutual Fund Account

	•	Change Registration/Transfer Ownership of an account form (PDF) (includes a mutual fund account application).

Death of an Account Owner

	Non–Retirement Account: Individual, Joint, Custodial


	•	Choose, print, complete, and sign the Fidelity form for your account type.

	•	Review the instructions provided for any document or signature guarantee requirements.

	•	Submit an original copy of the decedent’s death certificate.

	•	Return all materials to:

		Fidelity Investments Account Reregistration Services PO Box 770001 Cincinnati, OH 45277–0039

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Please download and complete all of the following forms to change ownership of an account due to death and establish a new account to receive the assets if needed :

•	Inherited Non–Retirement Introduction (PDF)

•	Reregistration for Non–Retirement Assets form (PDF)

•	Fidelity Account Application (PDF)

•	Checkwriting Signature Card (PDF)

•	Co–Executor Affidavit and Indemnification (PDF)

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What is probate?

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For Non–probated estates: Please consult with an attorney for qualifications when assets pass outside of probate.

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Consult with your tax advisor to see if an Inheritance Tax Waiver is required by the decedent's state of residence.

	IRA Retirement Accounts: Traditional, Roth, Rollover, SIMPLE, and SEP


	•	Choose, print, complete, and sign the Fidelity form for your account type.

	•	Review the instructions provided for any document or signature guarantee requirements.

	•	Submit an original copy of the decedent’s death certificate.

	•	Return all materials to:

		Fidelity Investments Account Reregistration Services PO Box 770001 Cincinnati, OH 45277–0039

	For Self–Employed 401(k) and Fidelity Retirement Plan (Keogh) accounts, or if you have any questions, contact a Fidelity Inheritor Specialist at 800–544–0003.

	Brokerage and Mutual Fund Accounts


	•	Fidelity IRA and Inherited IRA form (PDF).

	•	Consult with your tax advisor to see if an Inheritance Tax Waiver is required by the decedent's state of residence.

Divorce or Legal Separation

	Non–Retirement Accounts


	See Change Account Registration.

Retirement Accounts


•	Choose, print, complete, and sign the Fidelity form(s) for your account type.

•	Submit the following for IRA accounts:
	-	Certified copy of the Divorce Decree or Legal Separation agreement signed by a judge

	-	A Letter of Instruction. If the transfer is more than $100,000, a signature guarantee from the spouse that is relinquishing the assets is required

	-	A Letter of Acceptance from the spouse that is receiving the assets

•	Return all listed documents, signature guarantees, and forms to:

	Fidelity Investments Account Reregistration Services PO Box 770001 Cincinnati, OH 45277–0039

•	For Self Employed 401(k) (Keogh) accounts, contact a Fidelity Retirement Representative at 800–544–4774 for more instructions.

	Brokerage and Mutual Fund Accounts


		If the recipient does not have a Fidelity IRA, Open a Traditional IRA or Open a Roth IRA to receive the proceeds of the transfer.


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