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Annuity Asset Management
You’ve made a smart decision investing in a Fidelity1 annuity. On these pages you’ll find forms and information you may need to help you get the most from your annuity. Use the tabs below to access important information.
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Making additional deposits can help enhance your tax-deferred growth potential and help improve the chances of reaching your long term retirement goals. Please note that these features are only available for deferred variable annuities: Fidelity Personal Retirement AnnuitySM2 and Fidelity Retirement Reserves3.
Automatic Annuity Builder4
Regularly add to your annuity with automatic transfers from your bank account or Fidelity account5.
Download Direct Deposit/Annuity Builder Form (PDF) Download Direct Deposit/Annuity Builder Form (PDF)
Lump Sum Additions
You can also add to your annuity whenever you want, either online or by mail. Transfer money from your Fidelity Account or send in a check.
- Online Contributions—Contribute to your annuity from your bank account online (requires log in)
- Contributions Through the Mail—Add to your annuity either by transferring from your brokerage account or by sending in a check. Download Deferred Variable Annuity Additional Purchase Form (PDF)Download Deferred Variable Annuity Additional Purchase Form (PDF)
- Dollar Cost Averaging4—Systematically reallocate your annuity portfolio. Download Deferred Variable Annuity Dollar Cost Averaging Form (PDF)Download Deferred Variable Annuity Dollar Cost Averaging Form (PDF)
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Determining proper asset allocation and reviewing it regularly is one of the most important factors for long-term investment success. Contact a Fidelity Annuity Specialist if you need help determining the appropriate asset allocation.
- Asset Allocation Worksheet (PDF) — Complete this worksheet to help determine the appropriate asset allocation for your deferred variable annuity.
Automatic Rebalancing
This free service, available for deferred variable annuities only, allows you to maintain your annuity asset allocation automatically. Download Deferred Variable Annuity Automatic Rebalancing Form (PDF) Deferred Variable Annuity Automatic Rebalancing Form (PDF)
Asset Allocation With a Single Fund Solution
Fidelity offers annuity funds that manage asset allocation for you:
- Choose a fund based on your target asset mix—Fidelity VIP FundsManagerSM (PDF) portfolios are managed to target asset mixes designed to balance risk and growth potential.
- Choose a fund based on your retirement year—Fidelity VIP Investor Freedom® Fund Portfolios are funds of funds professionally managed by Fidelity. These funds automatically invest more conservatively as you near your retirement year. Fidelity VIP Investor Freedom Funds and Fidelity VIP Freedom Funds are available in Fidelity Personal Retirement Annuity and Fidelity Retirement Reserves.
- Asset Allocation Worksheet (PDF)
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Use the following forms to make changes to your annuity. Please complete the forms and mail them to Fidelity.
- Contract Change Form (PDF)Contract Change Form (PDF) —Change address, legal name, ownership, and beneficiaries.
- Direct Deposit (PDF)Direct Deposit —Direct income payment from your annuity to your bank account.
- Duplicate Statement Request (PDF)Duplicate Statement Request (PDF) —Request a duplicate statement.
- Income Tax Identification (W9) (PDF)Income Tax Identification (W9) (PDF) —Update your tax identification information.
- Power of Attorney (PDF)Power of Attorney (PDF) —Grant power of attorney to another person.
- Trading Authorization (PDF) Trading Authorization (PDF) —Grant trading authorization to another person.
- Trustee Forms (PDF)Trustee Forms (PDF) —Establish or change trustees.
- Withdrawal Form (PDF) Withdrawal Form (PDF) —Request systematic withdrawals, partial withdrawals or full surrender of your Deferred Variable Annuity Contract6.
- Contract Change Form (PDF)Contract Change Form (PDF)
Principal value and investment returns of a variable annuity will fluctuate, and you may have a gain or loss when money is withdrawn.
If you choose to invest in Fidelity VIP Investor Freedom Fund Portfolios, Fidelity VIP Freedom Fund Portfolios, or Fidelity VIP FundsManager Portfolios, please note that performance for the Fidelity VIP Investor Freedom Fund Portfolios and Fidelity VIP Freedom Fund portfolios depends on that of their underlying Fidelity VIP Funds, and for Fidelity VIP FundsManager Portfolios, their underlying Fidelity or Fidelity VIP Funds. These portfolios are subject to the volatility of the financial markets in the U.S. and abroad, and may be subject to the additional risks associated with investing in high-yield, small-cap, and foreign securities. Fidelity VIP Investor Freedom Fund Portfolios, Fidelity VIP Freedom Fund Portfolios, and Fidelity VIP FundsManager Portfolios are managed by Strategic Advisers,® Inc., a subsidiary of FMR LLC. You should consider your own unique situation when choosing one of these portfolios.
- Fidelity refers to Fidelity Investments Life Insurance Company, and for NY residents, Empire Fidelity Investments Life Insurance Company®, New York, NY.
- In New York, Personal Retirement Annuity.
- In New York, Retirement Reserves.
- Periodic investing and dollar-cost averaging do not ensure a profit or protect your investment in a declining market.
- Transfers may trigger taxes on long- and short-term capital gains, you should consider the consequences of liquidity on assets in your Fidelity brokerage accounts.
- Taxable amounts withdrawn from an annuity prior to age 59˝ may be subject to a 10% IRS penalty.
Fidelity Annuity Specialists are licensed insurance agents.
The Insurance Division of the Oregon Department of Consumer and Business Services offers assistance to consumers in a dispute with an insurer. Telephone (503) 947-7984 or (888) 877-4894 (toll free); Web site: insurance.oregon.gov.
Fidelity Personal Retirement Annuity (Policy Form No. DVA-2005, et al.) and Fidelity Retirement Reserves (Policy Form No. NRR-96100, et al.) are issued by Fidelity Investments Life Insurance Company. Personal Retirement Annuity (Policy Form No. EDVA-2005, et al.) and Retirement Reserves (Policy Form No. EVA-91100, et al.) are issued by Empire Fidelity Investments Life Insurance Company,® New York, N.Y. Fidelity Brokerage Services, Member NYSE, SIPC, and Fidelity Insurance Agency, Inc., are the distributors.
Before investing, consider the investment objectives, risks, charges and expenses of the annuity and its investment options. Call or write to Fidelity or visit Fidelity.com for a free prospectus containing this information. Read it carefully.
