Rollover IRA

Rollover IRA Account Details

Key Benefits

Fidelity Advantage

Getting Started

No annual maintenance fee.¹
No transaction fee when trading most Fidelity mutual funds.²
Ability to move your money out of your former employer’s retirement plan without tax consequences or other penalties.
Your savings stay invested tax–deferred.
May provide better estate planning benefits than your current retirement savings plan.

A broad range of investment choices, including more than 4,500 Fidelity and non-Fidelity mutual funds, index and exchange traded funds, plus stocks, bonds, and options.
Comprehensive research and tools to help you find, analyze, and track investment performance.
Knowledgeable representatives to help you create and maintain your plan.
Fidelity^® Retirement Rewards American Express^® Card. Apply for the card to earn 2% on purchases to your Fidelity IRA.³

On your own:

Complete an IRA application online.
Contact your former employer to notify them you are doing a rollover, and complete the necessary paperwork.

Or, with help from a Fidelity representative:

Dedicated Fidelity Rollover Specialists help you complete the process in a few easy steps. We’ll assist you with the paperwork, track your rollover assets, and provide you with information so you can develop an investment strategy.

Visit our Rollover area to review what's involved in completing a rollover.

1 There is no brokerage account fee on Fidelity’s Traditional, Roth, SEP, and Rollover IRAs. Fund expenses and brokerage commissons still apply. Depending on your situation, fees may include low–balance fees, short–term trading fees and account closing fees. Other fees and expenses applicable to continued investment are described in the fund’s current prospectus.

2 For more information, refer to the Brokerage Commission & Fee schedule for retirement accounts.

3 For information about the rates, fees, other costs, and benefits associated with the use of this credit card, or to apply, go to www.fidelity.com/creditcards and refer to the disclosures accompanying the online credit card application, or call FIA Card Services toll-free at 1-866-598-4971 . This credit card program is issued and administered by FIA Card Services, N.A., which is not an affiliate of Fidelity Investments. For complete information visit www.fidelity.com/creditcards.

American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a Card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.

Important information about transferring, re–registering your account and the Treasury guarantee program for money market funds.