529 Account

529 Account Details

Key Benefits

Fidelity Advantage

Getting Started

Any earnings in a 529 account grow tax deferred, and withdrawals for qualified higher education expenses are federal income tax free.
No income restrictions on participation.
High maximum contribution limits.
No Annual account fee.

Choose from a variety of investment options:

16 Age-Based Portfolios, including eight portfolios that invest in actively-managed funds, and eight that invest in index funds. Age-Based Portfolios automatically reallocate over time, becoming more conservative as the beneficiary approaches college age.
Six "static" portfolios which have a stable asset allocation and do not shift over time. Three of the static portfolios invest in Actively-Managed funds; three invest in Index Funds.
Five Individual Fund portfolios that invest in a single mutual fund.

Other Advantages:

Planning tools to help you estimate the cost of college and develop a customized savings strategy.
Fidelity Investments 529 College Rewards^® American Express^® Card. Apply for the card to earn 2% on purchases to your Fidelity–managed 529 account.²

Minimum to open:
$50, or $15/month if you establish regular, automatic contributions¹ to your account
Each account must have one account owner and one beneficiary.

Visit our college planning area to review your investment options and start mapping out your savings strategy.

1 Automatic contributions can be set up from your bank account, by establishing direct deposit, or by making a payroll deduction. Periodic investing plans do not guarantee a profit or protect against a loss in a declining market.

2 For information about the rates, fees, other costs, and benefits associated with the use of this credit card, or to apply, go to www.fidelity.com/creditcards and refer to the disclosures accompanying the online credit card application, or call FIA Card Services toll-free at 1-866-598-4971. This credit card program is issued and administered by FIA Card Services, N.A., which is not an affiliate of Fidelity Investments. For complete information visit www.fidelity.com/creditcards.

American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a Card or to be eligible to use points to obtain any rewards offered under the program other than Fidelity Rewards.

The UNIQUE College Investing Plan, U.Fund College Investing Plan, Delaware College Investment Plan, Fidelity Arizona College Savings Plan, and ScholarShare® College Savings Plan are offered by the State of New Hampshire, MEFA, the State of Delaware, the Arizona Commission for Postsecondary Education, and the ScholarShare Investment Board, an agency of the State of California, respectively, and managed by Fidelity Investments. If you or the designated beneficiary are not a New Hampshire, Massachusetts, Delaware, Arizona, or California resident, you may want to consider, before investing, whether your or the designated beneficiary's home state offers its residents a plan with alternate state tax advantages or other benefits.

Units of the Portfolios are municipal securities and may be subject to market volatility and fluctuation.

Brokerage services provided by Fidelity Brokerage Services, Member NYSE, SIPC. 300 Puritan Way, Marlborough, MA 01752

Please carefully consider each Plan's investment objectives, risks, charges, and expenses before investing. For this and other information on any 529 College Savings Plan managed by Fidelity, call or write to Fidelity for a free Fact Kit, or view 529 Fact Kit online. Read it carefully before you invest or send money.